What to Expect When Buying a Home

Buying a home is a process, one that Ingvaldsen & Associates is very familiar with. We will make sure you have the best representation as we help you secure a home loan, compete with other buyers and get you to the closing table!

Homebuyers Should Know:

The first step in the home buying process is making sure your qualified for a home loan, this will give us a maximum budget to help us narrow down where we should start searching to make sure you get the best value.

The timeline for buying a home is dependent on several factors. Budget of the buyer, type & location of the home to purchase as well as the strength, speed, balance of the market. Ingvaldsen & Associates is here to help you every step of the way to work not only with your desired timeline but with the timing of the market.

Money down is dependent on individual financial circumstances. Most conventional loans require 20%. There are several other lending options that can be as low as 3%. The best way to find out how much you will need to put down is to talk with one of our preferred lenders. They can also help you find any down payment assistance programs that you may qualify for.

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FHA loans allow for scores as low as 580, Again the best way to not only check your credit score and find out if it will help you qualify for a home loan is to talk with our preferred lenders.

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